LAKE FOREST, Calif.----American Guardian Home Loans, a wholesale mortgage lender, today announced that it is adding a suite of prime, conforming and government loans to its product offerings.

Mortgage pinch causes domino effect of pain (USA Today)
The problems in the mortgage industry are having a domino effect in the real estate market. Increasingly, first-time home buyers are getting shut out of the market, and that hurts move-up buyers. Homeowners are also having more trouble refinancing their escalating adjustable-rate loans, and that is increasing the number of foreclosures and the supply of homes on the market.